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Richard D Clements's avatar

Just apply the KISS principle. Single payer, universal, public funded as in Canada is made to be simple and efficient. Every legal resident regardless of age, income, employment is covered without the bureaucratic complexities of pre-existing conditions (aka your health record), restrictive networks, and the administrative burden of determining the particular deductibles, co-insurance and copays in the cluster of various insurance companies and policies, as well as the massive loss of productive time requires for doctors and support staff to get prior approval for necessary treatments. That's a major reason why healthcare costs half per capita as in the USA and gets better results.

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samoan62's avatar

You hit the nail on the head. My wife has had to switch therapists several times and pay out of pocket many times as well which itself has gotten so expensive. A shame a "developed" country has to deal with this nonsense

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